Other Financial Aid Options
Loans and Other Financial Options
Commercial Educational Loan Products
Golden Gate Seminary does NOT recommend indebtedness for seminary tuition or educational expenses. However, some students faced with difficult financial situations do turn to commercial lending institutions. In such cases, the seminary suggests that students research such decisions carefully and chose institutions that specialize in educational loan products, that represent reputable companies, and that offer flexible deferment/interest options. UPDATE: Current crisis in banking/financial industries have severely limited availability of student loans. Many banks and student loan firms have exited the student marketplace. For consultation on commercial loan information, contact the Student Services Office at StudentServices@ggbts.edu.
What about Federal Student Loan Programs?
Currently, Golden Gate Baptist Theological Seminary does not participate with Federal Title IV educational funding programs or loans, including Stafford and PLUS loans. However, the Seminary does function as a qualified deferral agent for previous loan programs in order for graduate students to delay loan repayment until graduate degrees are complete.
Other Financial Options
Most students need employment in order to pay for their seminary education and living expenses. For the single student, it is not uncommon for him/her to take classes full-time, work part-time in a secular position, and minister as part-time staff at a local church. For the married student, most often the spouse works full-time in the community to support the family.
The Seminary offers full-time students who are in good financial standing the option of paying tuition obligations over the length of a semester. The student may defer semester tuition through four monthly installments. The first installment is due at registration. Institutional Fees may not be deferred and must be paid at the time of registration. Applications may be obtained from the Business Office in Mill Valley or your regional campus and must be submitted two weeks prior to the beginning of classes. Deferred payments are not available for summer term, J-Term tuition or online course tuition. All deferred payment agreements carry a $50 processing fee.
Secular Employment (NCC)
Because Marin County's economy continues to boom, part-time and full-time employment is readily available. The most common part-time positions include clerical and office work, retail, landscaping and yard work, house cleaning, childcare, and personal care. Although many full-time positions are clerical or secretarial positions, there are also many professional opportunities such as teaching, accounting, computer programming, etc. Dozens of Northern California employment opportunities are posted on our seminary online Job Board.
Church/Ministry Employment (NCC)
Many churches in the Bay Area depend on seminary students for staff and ministry leadership. Openings for part-time ministry abound, especially in the areas of youth ministry and worship leadership. Other opportunities exist for ethnic ministry, particularly with Chinese and Korean congregations. Most churches assist with ministry expenses and provide a monthly stipend. A few churches are able to provide an ample salary for both school and living expenses. Full-time positions may come available, especially in the pastoral ministry, but these are not as common as part-time staff positions. Ministry positions are also posted through the seminary online Ministry Board and to the Opportunities Board in the Academic hallway,
Campus Employment (NCC)
All enrolled students have equal opportunity to apply for any seminary position open to student applicants. Part-time campus positions come available nearly every semester. Usually, these jobs can be found in the library, grounds crew, maintenance area, mailroom, Golden Gate Academy, safety services and varied administrative offices. GGBTS faculty often engage paid teaching assistants. Occasionally, full-time secretarial and office support positions are open to student or student spouse applicants. Contact the Director of Human Resources concerning available positions and applications. Currently, Golden Gate offers no intentional work-study program.